dscr Refinance loan

Get a Refinance Review Today!!!

Looking To Refinance Your Home?

Find Out Your eligibility TODAY...

A Debt Service Coverage Ratio (DSCR) refinance loan is a unique financial tool tailored to the needs of real estate investors. This type of loan evaluates eligibility based on the ratio of a property's net operating income to its debt obligations, providing an ideal solution for investors seeking to improve terms on their rental or investment properties' mortgages. By focusing on the property's income-generating ability rather than the borrower's personal income, DSCR refinance loans offer flexibility and opportunity. While these loans may have slightly higher interest rates due to perceived risk, their property income-focused approach can significantly enhance an investor's portfolio. Discover the benefits of DSCR refinance loans today, and leverage your property income for better mortgage terms.

Unlock the Potential Savings of Refinancing. Find Out Today If You're Eligible and Take Control of Your Home Finance. Don't Miss This Opportunity to Lower Your Monthly Payments and Improve Your Financial Future. Start Now!

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There are several reasons why someone might want to do a mortgage refinance review:

  • Lower Interest Rates: If interest rates have dropped since you took out your original mortgage, you may be able to lower your monthly payments by refinancing at a lower rate.

  • Shorter Loan Term: Refinancing to a shorter loan term can help you pay off your mortgage faster and save money on interest over the life of the loan.

  • Change in Financial Situation: If your financial situation has changed, such as an increase in income or a decrease in debt, you may be able to qualify for a better interest rate or more favorable loan terms through refinancing.

  • Cash Out: Refinancing can also provide an opportunity to take cash out of your home equity to use for home improvements, debt consolidation, or other expenses.

NEXA Mortgage, LLC DBA Ix Lending Group

NMLS# 1660690

Contact Us

1990 Main Street Ste #750, Office #737

Sarasota, FL 34236

NEXA Mortgage, LLC DBA Ix Lending Group is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from NEXA Mortgage, LLC DBA Ix Lending Group will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

Licensed In: AZ, CA, CO, FL, GA, IL, IN, MI, MN, MO, OH, TX, VA, & WI

© Copyright 2026 | NEXA Mortgage, LLC DBA Ix Lending Group | All rights reserved.

Figure: 7TAC §81.200(c)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV . A TOLLFREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE
AT WWW.SML.TEXAS.GOV

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This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2026 | NEXA Lending LLC.
Licensed In: AZ,CA,CO,FL,GA,IL,IN,MI,MN,MO,OH,TX,VA,WI, NMLS # 763861 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212

Fidel Services all of Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Michigan, Minnesota, Missouri, Ohio, Texas, Virginia, Wisconsin

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Regulated by IDFPR – Residential Mortgage Banking
555 West Monroe St., Ste 500
Chicago, Illinois 60661
844-768-1713 For licensing information, go to www.nmlsconsumeraccess.org

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© Copyright 2026 | NEXA Mortgage, LLC DBA Ix Lending Group | All rights reserved.